Decoder · How growth works
The profit when you sell something for more than you paid. In a regular brokerage account, gains are taxed under printed rules (with lower rates for holdings kept over a year); inside retirement accounts, gains are sheltered as they happen and the tax story moves to contributions and withdrawals instead. Same growth, different tax plumbing — one more reason account type comes before fund choice.
Return, in plain wordsCompound growth, in plain wordsDividend, in plain words
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